Mortgage Affordability Calculator — How Much House Can You Afford?

Enter your financial details to see your maximum home price, monthly payment, and amortization schedule.

Annual Household Income

Monthly Debt Payments (car, student, credit cards)

Down Payment

Interest Rate: 6.5%

Loan Term

Annual Property Tax 1.0%

Annual Home Insurance

Monthly HOA / Maintenance

Maximum Home Price

$380,000

Based on 28% front-end DTI ratio

Monthly Payment

$2,250

Down Payment

15.8%

Loan Amount

$320,000

DTI Ratio

28%

Total Interest Paid

Payoff Date

—

Principal & Interest vs. Taxes, Insurance, HOA

Principal & Interest

$2,024

Property Tax

$317

Insurance

$100

HOA/Maintenance

⚠ This is an estimate for informational purposes only. Consult a mortgage professional for accurate pre-approval and current rates.